.site-footer {
  background: linear-gradient(135deg, #047857, #059669, #10b981);
  color: #fff;
  padding: 70px 0 25px;
  position: relative;
}

.logo {
  font-size: 28px;
  font-weight: 700;
}

.footer-text {
  opacity: 0.9;
  margin: 15px 0;
}

.footer-title {
  font-weight: 600;
  margin-bottom: 15px;
}

.footer-links {
  list-style: none;
  padding: 0;
}

.footer-links li {
  margin-bottom: 10px;
}

.footer-links a {
  color: #fff;
  text-decoration: none;
  opacity: 0.85;
  transition: 0.3s;
}

.footer-links a:hover {
  opacity: 1;
  padding-left: 6px;
}

.footer-btn {
  background: linear-gradient(135deg, #06b6d4, #0ea5e9);
  color: #fff;
  padding: 12px 18px;
  border-radius: 25px;
  font-weight: 700;
  text-decoration: none;
  display: inline-block;
  transition: 0.3s;
  box-shadow: 0 4px 20px rgba(6, 182, 212, 0.4);
}

.footer-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 6px 25px rgba(6, 182, 212, 0.5);
}

.footer-bottom {
  text-align: center;
  margin-top: 40px;
  padding-top: 15px;
  border-top: 1px solid rgba(255,255,255,0.2);
  font-size: 14px;
}

/* Social Icons */
.social-icons a {
  display: inline-block;
  width: 38px;
  height: 38px;
  line-height: 38px;
  text-align: center;
  border-radius: 50%;
  background: rgba(255,255,255,0.15);
  margin-right: 8px;
  color: #fff;
  transition: 0.3s;
}

.social-icons a:hover {
  background: linear-gradient(135deg, #10b981, #34d399);
  color: #fff;
}

/* WhatsApp Floating */
.whatsapp-float {
  position: fixed;
  bottom: 25px;
  right: 20px;
  background: #25D366;
  color: #fff;
  font-size: 24px;
  padding: 14px 16px;
  border-radius: 50%;
  box-shadow: 0 6px 15px rgba(0,0,0,0.2);
  animation: pulse 1.5s infinite;
  z-index: 999;
}

@keyframes pulse {
  0% { transform: scale(1); }
  50% { transform: scale(1.12); }
  100% { transform: scale(1); }
}

/* Sticky Apply Button */
.apply-sticky {
  position: fixed;
  right: -40px;
  top: 50%;
  transform: rotate(-90deg);
  background: linear-gradient(135deg, #06b6d4, #0ea5e9);
  color: #fff;
  padding: 12px 22px;
  font-weight: 700;
  border-radius: 25px;
  text-decoration: none;
  box-shadow: 0 4px 20px rgba(6, 182, 212, 0.4);
  z-index: 999;
  transition: 0.3s;
}

.apply-sticky:hover {
  right: -30px;
  box-shadow: 0 6px 25px rgba(6, 182, 212, 0.5);
}
.loan-info {
  position: relative;
  padding: 80px 0;
  background: #f0fdf4;
  overflow: hidden;
}

.section-title {
  font-size: 38px;
  font-weight: 700;
  color: #047857;
  margin-bottom: 25px;
}

.info-text {
  max-width: 900px;
  margin: 0 auto 18px;
  color: #555;
  line-height: 1.7;
}

.tick-list {
  list-style: none;
  padding: 0;
  text-align: left;
}

.tick-list li {
  margin-bottom: 15px;
  font-weight: 500;
  position: relative;
  padding-left: 30px;
}

.tick-list li:before {
  content: "✔";
  position: absolute;
  left: 0;
  top: 0;
  color: #10b981;
  font-weight: bold;
}

/* background curved shapes */
.shape-left {
  position: absolute;
  width: 300px;
  height: 300px;
  background: linear-gradient(135deg, #10b981, #34d399);
  bottom: -120px;
  left: -80px;
  border-radius: 50%;
  opacity: 0.15;
}

.shape-right {
  position: absolute;
  width: 260px;
  height: 260px;
  background: linear-gradient(135deg, #06b6d4, #0ea5e9);
  bottom: -110px;
  right: -60px;
  border-radius: 50%;
  opacity: 0.15;
}

/* scroll reveal animation */
.section {
  opacity: 0;
  transform: translateY(60px);
  transition: all 1s ease;
}

.section.show {
  opacity: 1;
  transform: translateY(0);
}
.zingo-hero {
  background: linear-gradient(135deg, #047857, #059669);
  padding:90px 0;
  position:relative;
}

.hero-title {
  font-size:48px;
  font-weight:700;
  line-height:1.2;
}

.hero-img {
  max-width:420px;
}

.feature {
  display:flex;
  align-items:flex-start;
  margin-bottom:22px;
  color:#fff;
}

.feature h5 {
  font-weight:700;
  margin-bottom:4px;
}

.feature p {
  opacity:0.9;
  font-size:14px;
  margin:0;
}

.icon {
  width:34px;
  height:34px;
  background: linear-gradient(135deg, #06b6d4, #0ea5e9);
  color:#fff;
  display:flex;
  align-items:center;
  justify-content:center;
  border-radius:6px;
  font-weight:bold;
  margin-right:14px;
}

.apply-btn {
  background: linear-gradient(135deg, #06b6d4, #0ea5e9);
  padding:12px 24px;
  border-radius:25px;
  color:#fff;
  font-weight:600;
  display:inline-block;
  margin-top:10px;
  text-decoration:none;
  transition:0.3s;
  box-shadow: 0 4px 20px rgba(6, 182, 212, 0.4);
}

.apply-btn:hover {
  transform:translateY(-2px);
  box-shadow: 0 6px 25px rgba(6, 182, 212, 0.5);
}

/* Scroll animation */
.section {
  opacity:0;
  transform:translateY(60px);
  transition:1s ease;
}

.section.show {
  opacity:1;
  transform:translateY(0);
}
.feature {
  transform:translateX(40px);
  opacity:0;
  transition:0.6s ease;
}

.section.show .feature {
  transform:translateX(0);
  opacity:1;
}

.section.show .feature:nth-child(1){transition-delay:.1s}
.section.show .feature:nth-child(2){transition-delay:.2s}
.section.show .feature:nth-child(3){transition-delay:.3s}
.section.show .feature:nth-child(4){transition-delay:.4s}
.eligibility-section {
  background:#f0fdf4;
  padding:90px 0;
  position:relative;
}

.eligibility-title {
  font-size:34px;
  font-weight:700;
  color:#047857;
}

.eligibility-sub {
  margin:12px 0 18px;
  color:#555;
}

.eligibility-list {
  list-style:none;
  padding:0;
  margin-bottom:20px;
}

.eligibility-list li {
  margin-bottom:10px;
  padding-left:28px;
  position:relative;
  font-weight:500;
}

.eligibility-list li:before {
  content:"✔";
  position:absolute;
  left:0;
  top:0;
  color:#10b981;
  font-size:16px;
}

.eligibility-desc {
  font-size:14px;
  color:#666;
  margin-bottom:20px;
}

.apply-btn-green {
  background: linear-gradient(135deg, #10b981, #34d399);
  color:#fff;
  padding:12px 22px;
  border-radius:25px;
  font-weight:600;
  text-decoration:none;
  display:inline-block;
  transition:0.3s;
  box-shadow: 0 4px 20px rgba(16, 185, 129, 0.4);
}

.apply-btn-green:hover {
  transform:translateY(-2px);
  box-shadow: 0 6px 25px rgba(16, 185, 129, 0.5);
}

/* IMAGE AREA */
.eligibility-img-wrap {
  position:relative;
  display:inline-block;
}

.eligibility-img {
  max-width:320px;
  position:relative;
  z-index:2;
}

/* Background Shapes */
.shape-yellow {
  position:absolute;
  width:180px;
  height:180px;
  background: linear-gradient(135deg, #fbbf24, #fcd34d);
  border-radius:50%;
  top:40px;
  left:40px;
  z-index:1;
  opacity: 0.2;
}

.shape-green {
  position:absolute;
  width:180px;
  height:120px;
  background: linear-gradient(135deg, #10b981, #34d399);
  border-radius:60px;
  bottom:10px;
  right:30px;
  z-index:1;
  opacity: 0.2;
}

/* Scroll Animation */
.section {
  opacity:0;
  transform:translateY(60px);
  transition:1s ease;
}

.section.show {
  opacity:1;
  transform:translateY(0);
}
.faq-section {
  padding: 80px 0;
  background: #f0fdf4;
}

.faq-title {
  font-size: 32px;
  font-weight: 700;
  color: #047857;
  margin-bottom: 25px;
}

.faq-image img {
  border-radius: 16px;
}

.accordion-item {
  background: #fff;
  border-radius: 12px;
  margin-bottom: 14px;
  box-shadow: 0 4px 12px rgba(0,0,0,0.05);
  overflow: hidden;
}

.accordion-header {
  width: 100%;
  padding: 18px 20px;
  border: none;
  background: #fff;
  font-weight: 600;
  text-align: left;
  font-size: 16px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  color: #047857;
  cursor: pointer;
  transition: 0.3s;
}

.accordion-header:hover {
  background: #ecfdf5;
}

.accordion-content {
  max-height: 0;
  overflow: hidden;
  padding: 0 20px;
  font-size: 14px;
  color: #555;
  transition: all 0.35s ease;
}

.accordion-content.show {
  max-height: 200px;
  padding: 0 20px 18px;
}

.accordion-header span {
  font-size: 22px;
  background: linear-gradient(135deg, #06b6d4, #0ea5e9);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}


/* ===== RESPONSIVE STYLES ===== */

/* Tablet & Mobile */
@media (max-width: 991px) {
  .section-title {
    font-size: 32px;
  }

  .hero-title {
    font-size: 38px;
  }

  .loan-info {
    padding: 60px 0;
  }

  .zingo-hero {
    padding: 60px 0;
  }

  .eligibility-section {
    padding: 60px 0;
  }

  .faq-section {
    padding: 60px 0;
  }

  .box-section {
    padding: 60px 0;
  }

  .content-section {
    padding: 60px 0;
  }

  .content-section:first-of-type {
    padding-top: 120px;
  }
}

/* Mobile Styles */
@media (max-width: 768px) {
  .section-title {
    font-size: 28px;
  }

  .hero-title {
    font-size: 32px;
  }

  .hero-img {
    max-width: 300px;
    margin: 30px auto 0;
  }

  .info-text {
    font-size: 15px;
  }

  .tick-list {
    text-align: center;
  }

  .feature {
    flex-direction: column;
    text-align: center;
    align-items: center;
  }

  .icon {
    margin-right: 0;
    margin-bottom: 10px;
  }

  .apply-btn {
    width: 100%;
    text-align: center;
  }

  .eligibility-title {
    font-size: 28px;
  }

  .eligibility-img {
    max-width: 250px;
    margin-top: 30px;
  }

  .shape-yellow,
  .shape-green {
    width: 120px;
    height: 120px;
  }

  .faq-title {
    font-size: 28px;
  }

  .accordion-header {
    font-size: 15px;
    padding: 15px;
  }

  .site-footer {
    padding: 50px 0 20px;
  }

  .site-footer .col-md-4,
  .site-footer .col-md-3,
  .site-footer .col-md-2 {
    text-align: center;
  }

  .whatsapp-float {
    bottom: 80px;
    right: 15px;
    padding: 12px 14px;
    font-size: 20px;
  }

  .apply-sticky {
    display: none;
  }

  .content-section h2 {
    font-size: 28px;
  }

  .content-section h3 {
    font-size: 20px;
  }

  .content-section p,
  .content-section ul {
    font-size: 15px;
  }

  .content-section img {
    max-width: 100%;
    margin: 20px 0;
  }

  .box-section h2 {
    font-size: 28px;
  }

  .box-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .box-item {
    padding: 30px 20px;
  }

  .box-item i {
    font-size: 40px;
  }

  .faq-toc {
    position: static;
    margin-bottom: 30px;
  }

  .faq-toc a.active::after {
    display: none;
  }
}

/* Small Mobile */
@media (max-width: 576px) {
  .section-title {
    font-size: 24px;
  }

  .hero-title {
    font-size: 26px;
  }

  .hero-amount {
    font-size: 32px;
  }

  .hero-img {
    max-width: 250px;
  }

  .loan-info {
    padding: 40px 0;
  }

  .zingo-hero {
    padding: 40px 0;
  }

  .eligibility-section {
    padding: 40px 0;
  }

  .faq-section {
    padding: 40px 0;
  }

  .box-section {
    padding: 40px 0;
  }

  .content-section {
    padding: 40px 0;
  }

  .content-section:first-of-type {
    padding-top: 100px;
  }

  .eligibility-title {
    font-size: 24px;
  }

  .faq-title {
    font-size: 24px;
  }

  .accordion-header {
    font-size: 14px;
    padding: 12px;
  }

  .accordion-content {
    font-size: 13px;
  }

  .site-footer h4 {
    font-size: 20px;
  }

  .site-footer h6 {
    font-size: 16px;
  }

  .site-footer p,
  .site-footer li {
    font-size: 13px;
  }

  .content-section h2 {
    font-size: 24px;
  }

  .content-section h3 {
    font-size: 18px;
  }

  .box-section h2 {
    font-size: 24px;
  }

  .box-item h3 {
    font-size: 18px;
  }

  .box-item p {
    font-size: 14px;
  }

  .faq-toc h4 {
    font-size: 18px;
  }

  .faq-toc a {
    font-size: 14px;
    padding: 10px 12px;
  }

  .faq-answer h3 {
    font-size: 18px;
  }

  .faq-answer p {
    font-size: 14px;
  }

  .btn-lg {
    padding: 10px 20px !important;
    font-size: 14px !important;
  }
}

/* Extra Small Devices */
@media (max-width: 375px) {
  .hero-title {
    font-size: 22px;
  }

  .hero-amount {
    font-size: 28px;
  }

  .section-title {
    font-size: 20px;
  }

  .content-section h2 {
    font-size: 20px;
  }

  .box-section h2 {
    font-size: 20px;
  }

  .faq-title {
    font-size: 20px;
  }

  .eligibility-title {
    font-size: 20px;
  }
}